Storm Damage: Will Your Insurance Pay…And For What?

We have all experienced the after effects of Storm Ciara and Storm Dennis.  Both building and contents insurance usually cover an individual’s property against storm damage.  You are likely to be able to make a claim if the bad weather has had a negative impact on your home. Things for which you can make a … Continue reading Storm Damage: Will Your Insurance Pay…And For What?

Keep control and make a Will

Whilst for those that have a Will in place, this blog will not necessarily apply, for those who do not it is important to consider  what would happen to your estate should you die “intestate” (without a Will). Where a person dies without a Will a set of rules, known as the intestacy rules will … Continue reading Keep control and make a Will

Wham bam divorce

So, I read in the news recently that it took 12 days for Pamela Anderson’s fifth marriage to break down. One cannot help but think what would happen here in the UK if after 12 days either the bride or groom decided that they had made a mistake and wanted a divorce. Under any circumstances, … Continue reading Wham bam divorce

What is due diligence?

When committing to the acquisition of assets or shares in a company, it is important to ensure you have undertaken a full investigation so that any hidden liabilities, losses or other problems which may become your responsibility after the acquisition has taken place, have been discovered as soon as possible. Due diligence will involve the … Continue reading What is due diligence?

Taking the edge off divorce

Husband: “She belittles me and makes me feel insignificant”. Wife: “He fails to provide emotional support”. Husband: “She drinks to excess”. Wife: “He is too busy with work and does not help around the house”. As family lawyers, we have been privy to this blame game one too many times. The current legislation provides that … Continue reading Taking the edge off divorce

Protecting your development rights: assets of community value

When it comes to developing greenfield land, a prospective builder will face a long list of requirements and a number of hurdles before any work on site can commence. Planning permissions, access rights, statutory agreements and the many outside bodies involved in a planning development means it can take years between the purchase of a … Continue reading Protecting your development rights: assets of community value

Ground Rent in Leases

If you buy a freehold property you become the absolute owner of that property and have the freedom to deal with it as you wish and generally no further payments are required, such as service charges or ground rents.  However, if you buy a Leasehold property it is owned outright by the freeholder who has … Continue reading Ground Rent in Leases

Statutory books and registers- why they are important.

What are statutory books? A company’s statutory books contain documents it must keep (under the provisions of the Companies Act 2006), as a record setting out the important aspects of its structure.  These statutory books should contain the following statutory registers: – Register of members; Register of directors; Register of directors’ residential addresses; Register of … Continue reading Statutory books and registers- why they are important.

Looking out for those that are vulnerable

Last Wednesday was “World Kindness Day”.  This isn’t necessarily anything that should be ‘new’ to us, as those that wish to be kind and considerate will do so all year around.  However, it did make me think that with our lives getting busier we often lose awareness of what is literally happening around us and, … Continue reading Looking out for those that are vulnerable

Tenants- the importance of a survey

When tenants take commercial premises by way of a lease they will in virtually all cases take on responsibility for keeping the premises in good repair whilst they occupy. This can be for the repair of the interior and exterior if they are taking a lease of the whole premises or interior only with a … Continue reading Tenants- the importance of a survey